I talked with a reporter about small business access to credit. My storyline is that there are two things going on: tight credit standards and the poor economy. If credit rules were looser, more small businesses would qualify for credit. But it's also true that if the economy were doing better, more small businesses would qualify for credit. So, we need more lenient lending and improved economic conditions.
The way things are now, if you really really need a loan, there's no way you can qualify. Bankers only have money for people who are not in the market for credit!
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